The information contained on every page and link herein is not intended to be tax or legal advice and it may be based on tax or other information which is subject to change without notice. Legal and / or tax advisors should always be consulted for advice concerning specific business needs, estate planning, and state requirements and / or regulations.

Interest rates illustrated directly by us or through our links are always subject to change.

We do not offer and are not soliciting the purchase of any securities through this site including but not limited to variable life, variable annuities, and mutual funds.

We are not responsible in any way for the content of any site or the representations, or actions of any individual connected to any site that has linked to our site.

In some states, Ronald M. Fenster, Inc. is licensed and in other states Ronald M. Fenster is licensed to do business.  Some general agency contracts are in the corporate name and some are in the personal name.